Qualify based on the property's rental income — not your personal income. No tax returns. No W2s. Close in weeks, not months.
The smarter way to finance rental properties
We don't ask for tax returns, W2s, or pay stubs. The property qualifies itself based on its rental income.
Close in 2-3 weeks, not 45-60 days. No waiting on underwriters to review years of financials.
Close in your entity name from day one. Protect your personal assets without post-closing transfers.
Conventional lenders cap you at 10 properties. DSCR has no limits. Scale your portfolio freely.
Business owners and 1099 contractors qualify easily. Your complex tax situation doesn't matter.
Single-family, 2-4 units, condos, townhomes, and short-term rentals. We cover it all.
From application to funding in three simple steps
Use our calculator to see live rates based on your deal. No credit pull required.
Quick application with property details. We verify the rental income supports the loan.
Appraisal, title, and closing. You're funded in 2-3 weeks with keys in hand.
Flexible options for every investment strategy
Run your numbers before you make an offer
Get pre-qualified in minutes. No obligation, no credit impact.
Get Pre-Qualified Now →